Price Reduction - Waterfront - Primary on Main
Address
95 Lane 270 Hamilton Lk, Hamilton, IN
Price
$ 749,900
Property Attributes
- MLS#202628937
- TypeSingle Family
- Listing Status Active
- CountySTEUBEN
- CityHamilton
- AreaOtsego
- NeighborhoodCrystal Bay
- Zip46742
- StyleSite-Built Home
- Year Built2005
- Taxes$ 4235
- Price$ 749,900
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms2
- Sqr Footage2671
- Lot Size0.2 Acres
Data Source:
Indiana Regional MLS (IRMLS)
Property Description
Experience exceptional lakefront living on beautiful Hamilton Lake with your own private sandy beach and breathtaking views from nearly every room. This exquisite 3-bedroom, 2 full bath, 2 half bath home offers an inviting open floor plan designed for both everyday living and entertaining. Step inside the spacious foyer that opens to a formal dining room and a stunning great room featuring a cozy gas fireplace and expansive lake views. The beautifully appointed kitchen is the heart of the home, showcasing custom cabinetry, a large breakfast bar island, and abundant workspace. The main-level primary suite provides a peaceful retreat with generous closet space and a spa-like ensuite featuring dual vanities. A lakeside screened porch and adjoining 3-season room offer the perfect places to relax while enjoying panoramic waterfront views throughout the seasons. The finished walkout basement expands your living space with a large family room, two additional bedrooms, a full bath, and a versatile space that could easily serve as a home gym, hobby room, or theater room. Outside, the paver patio leads to the level waterfront and private sandy beach, making it easy to enjoy swimming, boating, and everything Hamilton Lake has to offer. Beautiful landscaping and an irrigation system keep the grounds looking their best, while the oversized 3-car garage with a convenient half bath provides ample space for vehicles, lake toys, and storage. This exceptional waterfront property combines quality craftsmanship, thoughtful design, and an unbeatable Hamilton Lake setting to create the ultimate lakefront retreat.
| Elementary School | Middle School | High School |
|---|---|---|
| Hamilton Elementary School | Hamilton Middle School | Hamilton High School |
| Price History | |
|---|---|
| 7/18/2026 | Listed $799,900 |
| 8/11/2026 | 4$775,000 |
| 9/3/2026 | 4$749,900 |
General Features
| Sewer | City |
|---|---|
| Heating | Gas,Forced Air |
| Kitchen Level | Main |
| Cooling | Central Air |
| Laundry Y/N | Main |
| Fireplaces | Yes |
| Water Access Type | Lakefront |
| Garage | Attached |
| Amenities | Ceiling Fan(s),Disposal,Dryer Hook Up Electric |
| Status | Active |
| Full Baths | 2 |
| Half Baths | 2 |
| Bathrooms | 4 |
| Year Built | 2005 |
| New Construction | No |
| Subdivision | Crystal Bay |
| Style | One Story |
| Township | Otsego |
| Class | RESIDENTIAL |
| Type | Site-Built Home |
| Age | 21 |
| FIPS Code | 18151 |
| Associated Document Count | 5 |
| REO | No |
| Status | Active |
| Auction Y/N | No |
| Dining Room Level | Main |
| Annual Taxes | 4235.74 |
| Area | Steuben County |
| Location | Lake |
| High School | Hamilton |
| City | Hamilton |
| School District | Hamilton Community |
| Assoc. Dues Frequency | Annually |
| HOA Fees $ | 550 |
| Total Sq Ft | 3566 |
| Elementary School | Hamilton |
| Middle School | Hamilton |
| Legal Description | CRYSTAL BAY LOT 19 & CRYSTAL BAY LOT 19A |
| Branded Virtual Tour | https://listing.arthomephoto.com/sites/95-lane-270-hamilton-lake-hamilton-in-46742-26215826/branded |
| Virtual Tour | https://listing.arthomephoto.com/sites/rppzxamn/unbranded |
| Agent First Name | Gabe |
| Agent Last Name | Cerny |
| DOM | 53 |
| Tax Year | 2026 |
Interior Features
| Basement | Walk-Out Basement,Partially Finished |
|---|---|
| Fireplace(s) | 1 |
| Kitchen Length | 14 |
| Laundry Room Width | 6 |
| Laundry Room Length | 9 |
| Kitchen Width | 19 |
| Beds | 3 |
| Total Rooms | 15 |
| Dining Room Length | 12 |
| Dining Room Width | 11 |
| Breakfast Room Length | 12 |
| Breakfast Room Width | 9 |
| Fireplace | Living/Great Rm,Gas Log |
| Family Room Width | 23 |
| Living Room Width | 24 |
| Family Room Length | 27 |
| Living Room Length | 22 |
| Full Baths Main | 1 |
| Total Finished SqFt | 2671 |
| Basement Y/N | Yes |
| Above Grade Bedrooms | 1 |
| Below Grade Baths | 1 |
| Below Grade Bedrooms | 2 |
| Full Baths Below Grade | 1 |
| Half Baths Main | 2 |
| 1st Bedroom Level | Main |
| 1st Bedroom Width | 14 |
| 2nd Bedroom Length | 13 |
| 2nd Bedroom Level | Basement |
| 2nd Bedroom Width | 11 |
| 3rd Bedroom Length | 14 |
| 3rd Bedroom Level | Basement |
| 3rd Bedroom Width | 17 |
| Above Grade Finished SqFt | 1783 |
| Below Grade Finished SqFt | 888 |
| Below Grade Unfin. SqFt | 895 |
| Extra Room Length | 16 |
| Extra Room Level | Basement |
| Extra Room Width | 14 |
| Living/Great Rm Level | Main |
Exterior Features
| Exterior | Vinyl |
|---|---|
| Water Frontage | 73 |
| Pool | No |
| Waterfront | Lake |
| Garage Length | 24 |
| Garage Width | 38 |
| Lot Size Area | 8712 |
| Lot Dimensions | 120x56 |
| Lot Description | Lake |
| Garage SqFt | 912 |
| Water Name | Hamilton Lake |
| Approx. Lot Size Acres | 0.2 |
| Garage Capacity | 3 |
| Lake | Ski Lake |
| Waterfront Y/N | Yes |
| Garage Y/N | Yes |
Amenities
- Foreclosure
- Views
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
IDX information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided by the Indiana Regional MLS.
Information last updated on September 12, 2026 5:41 PM UTC
Property vs Single Family Average in 46742
Price
Taxes
Year Built
Visits
In The Neighborhood
Open House
Hamilton
$ 999,900
- Type
- Single Family
Listed by Jamy Merritt of Century 21 Bradley-Lake Group
